Open for claims · Reviewed 2026-10-10

State Farm Washington UMPD diminished value settlement

Washington State Farm Mutual policyholders whose vehicle repairs were paid under UMPD coverage may be owed a diminished value payment.

Could this apply to you?

Had a Washington State Farm UMPD repair claim · 2019-2026

• Were you insured by State Farm Mutual under a Washington policy, and did its underinsured motorist property damage (UMPD) coverage pay for your vehicle's repairs?
• Did the accident happen between January 13, 2019 and February 27, 2026?
• Did the repair estimate, including any supplements, total at least $1,000?
• At the time of the accident, was the vehicle no more than six years old (model year plus five) with fewer than 90,000 miles?
• Did the vehicle have frame damage or deformed sheet metal, or need body or paint work?
• Was the vehicle owned, not leased, and not declared a total loss?

What you’ll need

Keep the mailed Individual Notice and green Claim Form, including the Class Member ID. Have your State Farm UMPD claim details on hand, such as the accident date, repair estimate, vehicle mileage, and whether the vehicle had any prior accidents or was leased.

Your next step

We check your accident date, repair amount, vehicle age and mileage, type of damage, and whether you have the Class Member ID from your notice.