Open for claims · Reviewed 2026-09-30

Navy Federal unauthorized personal loans

This settlement covers a specific group of disputed unauthorized loans.

Could this apply to you?

An unauthorized personal loan was opened in your name · 2023–Jan 2025

• Does your settlement notice or the administrator confirm you are in the Edey v. Navy Federal settlement class?
• Was the personal loan provided from January 1, 2023 through January 31, 2025 through an unfamiliar device, with funds deposited into your NFCU account?
• Did NFCU deny all or part of your fraud dispute, and has it not recovered the loan funds in full?
• Have you confirmed you have not opted out or already submitted the additional-payment claim?

What you’ll need

Loan cancellation, related credit-report changes and repayment refunds are automatic settlement benefits. The additional $250 requires a signed claim. Review the official form and notice.

Your next step

Check your settlement notice before requesting the additional payment.