Open for claims · Reviewed 2026-10-01

Equifax credit inquiry disputes

Your experience may be covered. Confirm the settlement requirements before filing.

Could this apply to you?

Equifax received your hard-inquiry dispute from August 31, 2021 through March 27, 2026, or you qualify for the earlier mailed-dispute group from October 4, 2016 with a not-mine or unauthorized dispute and the response stating inquiries are a factual record of file access

• Does this describe you: Equifax received your hard-inquiry dispute from August 31, 2021 through March 27, 2026, or you qualify for the earlier mailed-dispute group from October 4, 2016 with a not-mine or unauthorized dispute and the response stating inquiries are a factual record of file access?
• Have you confirmed that you meet this settlement’s class definition using its official requirements or your notice?
• Have you checked the official exclusions, confirmed none apply, and confirmed you have not opted out?

What you’ll need

Equifax received your hard-inquiry dispute from August 31, 2021 through March 27, 2026, or you qualify for the earlier mailed-dispute group from October 4, 2016 with a not-mine or unauthorized dispute and the response stating inquiries are a factual record of file access. Estimated $100 for the General Dispute Group, $300 for the Certified Group, or $400 for the New York Subclass; actual payments depend on valid claims. Confirm membership and exclusions with the administrator. Documents are required for loss reimbursement and other proof-dependent options. Guided filing; custom autofill is not verified.

Your next step

Check your eligibility and prepare your claim on the official form.